Thursday, October 25, 2012

SSI/Disability benefits for children with autism and other special needs

One resource that is beneficial for low income families with children with autism and other special needs is the federal government's SSI program where if your family qualifies the children get money every month to help offset the expenses that they incur because of their disablity.
The link for SSI is http://www.socialsecurity.gov/ssi/text-child-ussi.htm and follow the instructions. Please note it is best to call and make an in-person office appointment vs. a telephone appointment, and gather all paper work in regards to doctors, therapists, early intervention, as in a IFSP, school documents, as in a IEP, etc., in order to expedite services. Some states it is harder to get than others but if you get denied the first go-around, appeals do work and if you decide to hire an SSI lawyer, a lot of times they are free unless you win and start receiving SSI benefits, then they only take a percentage of the SSI benefits you receive the first month (not after that). It's always best to do your research and read all the small print of course.
Once approved, you will need to set up a separate bank account for each child receiving SSI benefits in order to keep their expenses separate from the general household expenses. SSI can be used for anything that the child needs, such as shelter, clothing, food, and  misc. expenses related to the child.
SSI benefits have kept our family from being homeless and afloat so that we are in a stable place financially. I wanted to pass along this information so if anyone else is in a similar situation, there is hope! It is a lot of paperwork and waiting but it is worth it!

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